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Free Checking | Silver Spirit
Silver Spirit Plus | Student Account
Money Market Checking | Money Market Investment

Free Checking [Next]

FREE CHECKING

This account is free of any service charge and it offers Overdraft Protection.*

The account provides you with a complete monthly statement along with your imaged checks. Free Checking also provides you with an ATM card that allows you 24 hour banking at over 80,000 locations.

* * NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.  Once the account goes into a negative balance you will have 30 days to return your account to a positive balance.
 Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.  

 

Silver Spirit [Top] [Next]

For Special Customers Over 50

Union Bank's Silver Spirit Checking is free to our customers over 50.

Silver Spirit Offers No Service Charge, Free Checks and  Overdraft Protection.*

This account offers you unlimited check writing with no minimum balance necessary.  Your Silver Spirit Account will provide you with a complete monthly statement along with your imaged checks.  It enables you to obtain Free Travelers Checks, Cashiers Checks and Money Orders.  Become a member in our "Grand" Club and receive discounts on group travels and many other activities.

* * NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Once the account goes into a negative balance you will have 30 days to return your account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.  

Silver Spirit Plus [Top] [Next]

For Special Customers Over 50

Union Bank's Silver Spirit Plus Account offers a free checking account and much more.

Silver Sprit Plus Is An Interest Bearing Account.

This account lets you earn interest on any collected balance (interest compounds monthly).  It includes a complete monthly statement with imaged checks along with a combined statement.  You are offered free Travelers Checks, Cashiers Checks, Money Orders and  Overdraft Protection.*.  A service charge of $2.95 only if minimum balance falls below $500.00.

And you can become a member of Union Bank's "Grand" Club and receive discounts on group travel.  And many other activities.

Call Today!

* *  NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Once the account goes into a negative balance you will have 30 days to return your account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.  

Student Account [Top] [Next]

We Support Our Students!

This account is for our high school and college students.

With proper ID you may open a FREE checking account with Union Bank.   No minimum balance is necessary.  It offers you unlimited check writing, a detailed statement is mailed monthly, but your cancelled checks are not returned.

A Union Bank Student Account provides you with Overdraft Protection* and an ATM card that allows you 24 hour banking at over 80,000 locations.

Ask about our Student Account today!

**  NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Once the account goes into a negative balance you will have 30 days to return your account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.  

Money Market Checking [Top] [Next]

A Better Way To Earn %

Money Market Checking offers you a better way to earn interest by paying you interest on the total balance in your checking account.

This account provides you with unlimited checking, Overdraft Protection.* and a complete monthly statement returned with your imaged checks. Your interest is earned on the total balance in your account (interest compounds monthly).  The interest rate may vary weekly.  A service charge of $9.95 if minimum balance falls below $1,000. Money Market Checking offers you a Union Bank ATM card that allows you 24 hour banking at over 80,000 locations around the world.

SORRY....
This account is NOT available to Partnerships or Coporations.

Call today for more information about our Money Market Account.

* * NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Once the account goes into a negative balance you will have 30 days to return your account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.  

Money Market Investment [Top]

This Is The Ultimate Investment Account

Union Bank's Money Market Investment Account offers you the highest rate earned on any account yet gives you immediate access to your money by just writing a check and Overdraft Protection.*

With a minimum $2500 opening balance you are allowed six pre-authoized withdrawals per month, three of which may be third party checks. You are able to make unlimited cash withdrawals and ATM transactions. Your complete monthly statement and imaged checks are returned.  All fees are waived if daily current balance is $10,000 or more.

A monthly maintenance fee of $12.00 is charged when your balance falls below $2500.

This account is available to all depositors.

* * NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Once the account goes into a negative balance you will have 30 days to return your account to a positive balance.  Whether your overdrafts will be paid is discretionary and we reserve the right not to pay.  For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.  

 

Free Checking | Silver Spirit
Silver Spirit Plus | Student Account
Money Market Checking | Money Market Investment

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