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Rev. Dec 2010 |
| FACTS |
WHAT DOES UNION BANK & TRUST CO. DO
WITH YOUR PERSONAL INFORMATION? |
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| WHY? |
Financial companies choose how they share
your personal information.
Federal law gives consumers the right
to limit some but not all sharing.
Federal law also requires us to tell
you how we collect, share, and protect your
personal information.
Please read this notice carefully to
understand what we do. |
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WHAT? |
The types of personal information we collect
and share depends on the product or service
you have with us.
This information can include: |
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Social Security Number |
• Transaction
or loss history |
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Account Balances |
• Credit
history |
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Payment history |
• Employment
information |
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When you are no longer
our customer, we continue to share your
information as described in this notice. |
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| HOW? |
All financial companies need to share
customers' personal information to run their
everyday business.
In the section below, we list the
reasons financial companies can share their
customers' personal information; the reasons
Union Bank & Trust Co.
chooses to share; and whether you can limit
this sharing. |
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Reasons we can share your personal
information |
Does Union Bank share? |
Can you limit this sharing? |
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For our everyday business purposes -
such as to
process your transaction, maintain your
account(s), respond to court orders and
legal investigations, or report to credit
bureaus |
Yes |
No |
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For our marketing purposes -
to offer our
products and services to you |
No |
We don't
share |
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For joint marketing with other
financial companies- |
Yes |
No |
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For our affiliates' everyday
business purposes -
information
about your transactions and experiences |
No |
We don't
share |
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For our affiliates' everyday
business purposes -
information
about your creditworthiness |
No |
We don't
share |
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For nonaffiliates to market to you |
No |
We don't
share |
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Questions? |
Call
870-460-6400, 870-226-2035 or 870-850-7117 |
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WHAT WE DO |
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How does Union Bank &
Trust Co. protect
my personal information? |
To protect your personal information from
unauthorized access and use, we use security
measures that comply with federal law.
These measures include computer
safeguards and secured files and buildings. |
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How does Union Bank &
Trust Co. collect
my personal information? |
We collect your personal information, for
example, when you |
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Open an Account |
• Show your
driver's license |
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Pay your bills |
• Show your government-
issued ID |
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Apply for a loan |
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We also collect your personal information
form others, such as credit bureaus,
affiliates, or other companies. |
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Why can't I limit all sharing? |
Federal law
gives you the right to limit only |
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• sharing for affiliates' everyday business
purposes - information about your
creditworthiness |
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• affiliates from using your information to
market to you |
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sharing for nonaffiliates to market to you |
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State laws and individual companies may give
you additional rights to limit sharing. |
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Definitions |
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Affiliates |
Companies related by common ownership or
control.
They can be financial and
non-financial companies. |
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• Union Bank & Trust Co.
has no affiliates |
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Nonaffiliates |
Companies not related by common ownership or
control.
They can be financial and
non-financial companies. |
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Union Bank & Trust Co.
does not share with nonaffiliates so they
can market to you. |
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Joint Marketing |
A
formal agreement between nonaffiliated
financial companies that together market
financial products or services to you. |
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• Our joint marketing
partners include Direct Mail Companies |
