Personal Checking
Silver Spirit
This account offers you unlimited check writing with a $100.00 minimum balance to open. Your Silver Spirit Account will provide you with a complete monthly statement along with your imaged checks. It enables you to obtain Free Travelers Checks, and Cashiers Checks. Become a member in our "Grand" Club and receive discounts on group travels and many other activities.
- For Special Customers Over 50
- Union Bank's Silver Spirit Checking is free to our customers over 50.
- Silver Spirit Offers No Service Charge, Free Checks and Overdraft Protection, upon approval.* -Contact bank employee for further information.
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Silver Spirit Plus
This account lets you earn interest on any collected balance (interest compounds monthly). It includes a complete monthly statement with imaged checks along with a combined statement. You are offered free Travelers Checks, Cashiers Checks, and Overdraft Protection* upon approval. A service charge of $2.95 only if minimum balance falls below $500.00.
And you can become a member of Union Bank's "Grand" Club and receive discounts on group travel. And many other activities.
Call Today!
- For Special Customers Over 50
- Union Bank's Silver Spirit Plus Account offers a checking account and much more.
- Silver Sprit Plus Is An Interest Bearing Account.
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Student Account
We Support Our Students!
This account is for our high school and college students.
With proper ID you may open a checking account with Union Bank. This account offers you unlimited check writing with a $100.00 minimum balance to open. A detailed statement is mailed monthly, and the check images are provided. At age 24, this account will transition to E-Z Checking with a service charge of $2.95 imposed every one month cycle when your average balance falls below $300.00.
A Union Bank Student Account provides you with Overdraft Protection* upon approval and an ATM card that allows you 24 hour banking at over 80,000 locations. Contact a bank employee for further information.
Ask about our Student Account today!
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Money Market Checking
A Better Way To Earn %
Money Market Checking offers you a better way to earn interest by paying you interest on the total balance in your checking account.
This account provides you with unlimited checking, Overdraft Protection* upon approval and a complete monthly statement with your imaged checks. Your interest is earned on the total balance in your account (interest compounds monthly). The interest rate may vary weekly. A service charge of $9.95 if minimum balance falls below $1,000. Money Market Checking offers you a Union Bank ATM card that allows you 24 hour banking at over 80,000 locations around the world.
SORRY.... This account is NOT available to Partnerships or Corporations.
Call today for more information about our Money Market Account.
* * NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Money Market Investment
Investment Account
Union Bank's Money Market Investment Account offers you the highest rate earned on any account yet gives you immediate access to your money by just writing a check and Overdraft Protection* upon approval.
With a minimum $2500 opening balance you are allowed six pre-authoized withdrawals per month. You are able to make unlimited cash withdrawals and ATM transactions. A complete monthly statement and imaged checks will be mailed to you. All fees are waived if daily current balance is $10,000 or more.
A monthly maintenance fee of $12.00 is charged when your balance falls below $2500.
This account is available to all depositors.
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
Ultimate Checking
- No minimum balance required to maintain ($100 to open)
- No monthly service charge
- Interest earned on daily balance
- Unlimited check writing and debit card usage
- Qualifications per qualification cycle to receive high interest rate:
- Have Internet banking with e-statements
- Have at least one Automatic Payment, Direct Deposit or online Bill Pay post and clear per qualification cycle
- Have at least 15 debit card transactions post and clear per qualification cycle (ATM Transactions do NOT apply)
- ATM (nationwide) fee refunds to qualifying accounts up to $4.99
per (domestic) transaction
Calculation example:- Posted ATM transaction- $168.50. (Posted and Cleared)
- Of that amount $165.00 is divisible by 5 with a remainder of $3.50.
- The refund would be $3.50.
- Tiered interest rates: contact bank employee for further information on rates and terms
- Overdraft Protection* (Upon approval)-Contact bank employee for further information.
- $30 NSF fee per item
- Click on the link for more information: www.unionbnk-ultimate.com
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
E-Z Checking
- Free if average monthly balance is $300 or more
- $2.95 Service charge if average monthly balance is below $300
- Overdraft Protection* (Upon approval)-Contact bank employee for further information
- Account must be brought to positive balance once a month for at least 24 hours before accessing protection again
- Unlimited check writing
- ATM/DEBIT Card
- Complete monthly image statement with binder
- $30 NSF fee per item
- $100 to open
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
E-Z Extreme Checking
- Free with the following electronic applications:
- Internet Banking
- E-statement
- Debit card
- Must maintain all 3 applications to remain in FREE account type
- Overdraft Protection* (Upon approval)-Contact bank employee for further information
- Account must be brought to positive balance once a month for at least 24 hours before accessing protection again
- ATM/DEBIT Card
- Complete monthly E-statemet
- $30 NSF fee per item
- $100 to open
** NSF/Overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means will be charged $30.00 per item.
