FDIC Insurance Notice

IMPORTANT

Effective January 1, 2010, Union Bank will no longer participate in the Transaction Account Guarantee Program. After December 31, 2009 funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC`s general deposit insurance rules.

CONFIDENTIALITY NOTICE

This electronic mail transmission and any documents accompanying it contains information that is privileged, confidential or otherwise protected from use and disclosure. If you are not the intended recipient, you are hereby notified that any review, disclosure, copying, or dissemination of this transmission, or the taking of any action in reliance on its contents, or other use is strictly prohibited. If you have received this transmission in error, please notify us by telephone immediately so that we can arrange for the return of the message and any attached documents. Thank you for your cooperation.

To learn more about your Federal Deposit Insurance

Please feel free to visit:

www.fdic.gov/deposit/deposits

For more information on how to calculate and structure your Deposit Insuranced Account(s) go to:

www2.fdic.gov/edie

Or you may call 1-877-275-3342, or for the hearing impaired call 1-800-925-4618

*These goverment sites are not a part of Union Bank's Web Site.